Healthy Spending Series: Part 3 - Finding the right leisure activities
One of the bad habits that got me into debt was occupying my free time with costly activities. After finishing work, I'd go out for a drink with my friends, shop in the mall or online, or see if any concerts were coming the area.
Regularly seeking out leisure activities that cost money is a sure way to put your budget in the red. By replacing some of them with activities that have the potential to earn you income or further your career, you'll be on track to both improve your standing as a citizen and keep your budget on track.
Do you have a seed of a business idea that's been budding in your mind and just won't go away? It happens to me sometimes. Do yourself a favor and entertain the idea -- even if you have no means to make it happen. By spending the time to develop your thoughts and legitimize your plans, you're only opening doors. Who knows, maybe you'll meet someone someday that loves your idea and has the means to make it happen. I'd call that time well spent.
If you don't have any be-the-next-billionaire business ideas, try finding a dollarless activity that can further your career or give you a sense of fulfillment. Work in IT? Go volunteer some of your time and help a nonprofit organization with its computers. You'll most certainly be helping people, you'll probably learn something, and with some luck, you might even make a few contacts. And don't forget how it will look on your resume.
If you're completely selfless, spend your time visiting with the elderly, feeding the homeless, or serving the community in any other way that is important to you.
Your personal finances are a significant piece of the whole You. If you've got personal goals that aren't necessarily related to finance, try to integrate your financial goals with your continued efforts to improve yourself. If you've made commitments to lose weight, volunteer regularly, or read more often, honor those commitments and realize that they will most likely have a profound impact in helping you achieve your financial goals.
How many of things we hope to do to improve ourselves as citizens hurt us financially? Not many.
Regularly seeking out leisure activities that cost money is a sure way to put your budget in the red. By replacing some of them with activities that have the potential to earn you income or further your career, you'll be on track to both improve your standing as a citizen and keep your budget on track.
Do you have a seed of a business idea that's been budding in your mind and just won't go away? It happens to me sometimes. Do yourself a favor and entertain the idea -- even if you have no means to make it happen. By spending the time to develop your thoughts and legitimize your plans, you're only opening doors. Who knows, maybe you'll meet someone someday that loves your idea and has the means to make it happen. I'd call that time well spent.
If you don't have any be-the-next-billionaire business ideas, try finding a dollarless activity that can further your career or give you a sense of fulfillment. Work in IT? Go volunteer some of your time and help a nonprofit organization with its computers. You'll most certainly be helping people, you'll probably learn something, and with some luck, you might even make a few contacts. And don't forget how it will look on your resume.
If you're completely selfless, spend your time visiting with the elderly, feeding the homeless, or serving the community in any other way that is important to you.
Your personal finances are a significant piece of the whole You. If you've got personal goals that aren't necessarily related to finance, try to integrate your financial goals with your continued efforts to improve yourself. If you've made commitments to lose weight, volunteer regularly, or read more often, honor those commitments and realize that they will most likely have a profound impact in helping you achieve your financial goals.
How many of things we hope to do to improve ourselves as citizens hurt us financially? Not many.
posted by Scott Bliss @ 7:20 AM
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